Insurance Condition Report check list
After buying a used boat, its wise to get it insured. If the boat is over a certain age, the insurance company you choose may require the boat to be inspected before they agree to insure it. Our thorough check will meet the requirements of the insurer and allow them to either process your application or advise you of the issues they need to see rectified before they can insure your boat. Periodically, your insurance company may also require an updated inspection to maintain your existing cover.
Our insurance condition report includes the following:
(some check list items may not be applicable to all types and sizes of boats)
Check hull:
• Deck, cabin, transom & underside
• Fixtures, fittings & cleats
• Windscreen, hard top & canopy
• Electrical wiring, switch panel & fuses
• Fuel tank, fuel lines & filter
• Steering system
• Electronics & electrical items
• Radio & stereo
• Navigation, deck & cabin lighting
• Bilge pump, deck wash pump & freshwater pump
• Battery, battery cabling & switch
• Seats, seat pedestals & bases
• Hatches & covers
• Anchor, rope & chain
• Safety Equipment
Check motor:
• Starting
• Idle speed
• Cooling water flow
• Thermostat operation
• Charge output
• PT&T operation & oil level
• Gearbox operation & shifting
• Pivots & bushing condition
• Engine oil (4 stroke motors)
• Gearcase oil
• Prop & prop shaft
• Harness & electrical items
• Control box condition & operation
• Control cable condition & operation
• Gauge condition & operation
• Anode condition
• Service condition
• Corrosion
• External check – manifolds & risers
• Drive belts & pulleys
• Leaks – fuel or water
• Loose parts
Check trailer:
• Chassis - corrosion & cracks
• Wheel bearings
• Tyres & rims
• Brake condition and operation
• Undercarriage – springs, axle & u-olts
• Trailer wiring
• Trailer lights
• Rollers & skids
• Winch & cable/strap
• Winch post and carrier
• Drawbar and hitch
• Safety chains and trailer plug
• Rego check